Business funding for general contractors

Funding built for the way contractors actually work.

Equipment, payroll, materials, bonding, expansion. Compare real offers from 60+ business lenders in two minutes — no credit hit to check.

A general contractor in a hi-vis vest and hard hat on an active construction site at golden hour, with scaffolding and a framed building behind him

No credit hit

Soft pull to check options

2-minute check

Answer one question to start

60+ lenders

Compare real offers

$10K – $500K+

Funded in 2–7 business days

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What contractors fund with it

Use the capital however the job needs it. There's no purpose restriction once the funds hit your account.

Equipment & machinery

Excavators, lifts, concrete pumps, work trucks. Spread the cost across the job lifetime instead of draining cash.

Materials & inventory

Stock up on lumber, steel, concrete, and finishes before price hikes or to lock a deal with a supplier.

Payroll & crews

Bridge the gap between draws and payday. Keep your crews on site when invoices are still in flight.

Bonding & insurance

Cover surety premiums, performance bonds, and liability so you can bid bigger jobs with confidence.

Expansion & new bids

Open a second yard, hire a project manager, or fund the mobilization on a contract you just won.

Vehicles & fleet

Add trucks, trailers, and service vans to handle more jobs without stretching existing crews thin.

How it works

Three steps. No paperwork to start.

Tell us your amount

Pick the funding range that fits the job. Takes under a minute, no documents needed.

Get matched with lenders

We send your request to a network of 60+ business lenders. Soft pull only — no impact to credit.

Compare offers and fund

Review real rates, terms, and product types. Most contractors fund in 2 to 7 business days.

Real contractors, real jobs funded

“I needed $80K for a concrete pump before the school job started. Funded in 4 days. Would have lost the contract waiting on the bank.”

Mark D.

GC, commercial concrete, Texas

“Used the line to cover payroll during a long draw cycle. Paid it down when the check came in. Easiest cash-flow tool I've used.”

Renee S.

Residential builder, Florida

Common questions

Will this hurt my credit?

No. We use a soft credit pull to surface options, which does not impact your personal or business credit score. A hard inquiry only occurs if you accept an offer and complete a full application with that lender.

How fast can I get funded?

Most contractors see offers within minutes and are funded in 2 to 7 business days. Some lenders can wire same-day if you accept an offer before noon and your bank is on a major network.

What can I use the funds for?

Anything related to running the business — equipment, materials, payroll, bonding, vehicles, expansion, working capital. There's no purpose restriction once funds are in your account.

Do I need to be incorporated?

Most lenders prefer an LLC, S-Corp, or C-Corp, but some will fund sole proprietors with a strong personal credit profile. We'll show you what's available based on what you submit.

How much can I borrow?

Most contractors qualify for $10,000 to $500,000. Larger lines and equipment-secured deals can reach into the millions depending on time in business, revenue, and the collateral type.

Ready to compare offers?

Pick an amount and see what 60+ lenders can do. No credit hit.